Jeetu (Shahid Kapoor) is constantly getting himself and his father into trouble because of his inability to properly manage money. Plunging them both into debt, Jeetu breaks off his engagement with his fiancé, Pooja (Sushma Reddy) and decides to commit suicide by throwing himself into the sea. Jeetu believes that by killing himself, he can do something right for once: his father can use the money from his life insurance to pay off his debts. Unfortunately, it does not go as planned and Jeetu is found tangled in some nets by a pair of fishermen, Gundya (Paresh Rawal) and Bandya (Rajpal Yadav). Gundya owes money to a Gujarati businessman, Prabhat Singh Chauhan (Om Puri).